Tuesday, June 22, 2010

"Hey! I'm not going any where yet!!"

...I hear this comment on a regular basis and I know how you feel. I have felt the same way myself and maybe still do to some degree. You may think we are going to jinx ourselves for even touching on the subject. However this is what we have found...Those that take the time to pre-arrange feel very comfortable with the knowledge they have taken a huge burden off of there loved ones. Plus as a bonus they probably saved a buck or two along the way! You can't take it with you so why not spend it wisely! Do it now with out all the pressures of grief, guilt and sorrow marring your decisions??

Guilt? Did you say guilt?? Yes...guilt. To many times families come to us after the death of a loved one and over spend for this reason. IE: They may not have had a chance to say goodbye, there was an argument prior to the death, they felt they owed them for something that did not get paid back or any other hundreds of reasons that lead to a stressful relationship.

What does this do to the beneficiaries of an estate or life insurance policy? Many times it leaves a spouse or children with out enough money to continue the life style they were accustomed too. Many times it means selling off belongings or even a home to cover other final expenses such as hospital and doctor bills. Not a pretty site when your sitting on the other side of the table from that family explaining to them that they have to pay for this funeral service and internment that day .

We'll discuss the actual expenses of a funeral in the next post..until then make it a great day because we are only given so many.

JB

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